At North Point Financial, we provide conventional and Reverse Mortgages. We are an independent, California based wholesale broker. As an Independent Broker, we can save you lots of money.  We provide the personal, caring,  service you deserve, with many of our consultations taking place at the client's kitchen table.  


Our loans can be fully electronic applications, e-sign documents, and offer rates that are surprisingly LOW. Whether you are looking to purchase or refinance, North Point Financial is your best choice for fast, efficient, and helpful one-on-one consultations.

You put down 1%,

your lender contributes 2%,

giving you 3% equity at closing
• Great low rates
• Close in 30 days or less
• Available without no monthly Mortgage Insurance
*2% lender contribution may only be applied to down payment



WE'RE LICENSED MORTGAGE PROFESSIONALS, AND HOME TO SO MUCH MORE THAN WHAT BIG BANKS OFFER.

Lower rates and cheaper costs
Partnership with hundreds of lenders to shop for your best deal
Multiple loan products to choose from, not just two or three
Closing in 30 days or less
Specialize in mortgages and refis

FOR YOUR NEXT HOME LOAN, WORK WITH SOMEONE WHO WORKS ON YOUR BEHALF. 
COME HOME TO THE EXPERTS.

North Point Finantial                               Conventional Loans

Call us at: (530) 342-1665

or click here to email us